310.376.9865 After one files for bankruptcy they still have some decisions to make. A home owner has to decide whether or not to sign a reaffirmation agreement. (Reaffirm- a new promise to pay a creditor after bankruptcy, making the debtor again liable for the debt that was just eliminated by the bankruptcy). Frequently, the
310.376.9865 Just a reminder, once your Chapter 7, or Chapter 13 is dismissed or discharge, the Bankruptcy court does not advise the credit card companies that the credit is clear, and that the credit cards should be reactivated. While some people may be under this assumption, this is not the way things work. A