When only one spouse files Bankruptcy

  310.376.9865 A frequently asked question is, I am the only one responsible for the debt, does my wife have to file bankruptcy also? This is a frequently asked question of bankruptcy attorneys, if I file bankruptcy and my spouse doesn’t will the creditor come after my spouse? Community Debts? The first thing a California

HAMP experience is a Negative

310.376.9865 A recent article describes what Bankruptcy Attorneys have known all along, HAMP (loan modification) is a negative for homeowners in distress. The GAO surveyed housing counselors, and76% of 400 counselors reported the overall experience as a negative. The counselors have reported that the documentation that homeowners provide to the bank is frequently lost, it