310.376.9865 A recent analysis by FICO Banking Blog indicates the impact on your FICO score is dependent upon your starting score, and there is no significant difference in between a short sale and foreclosure.  However, you are usually asked on a credit application if you have ever had a house in foreclosure, and that is

310.376.9865 Reaffirm:  reassert, in bankruptcy context, you are agreeing to enter into a new contract that reasserts a debt that you had prior to filing bankruptcy, whereby you agree to be personally responsible for that debt after the bankruptcy filing. While a reaffirmation agreement may be necessary to keep your car (depends on the lender),