I have a Debt on my Credit Report that should be Gone?

310.376.9865 I have an account on my credit report that has been written off, do I have to file bankruptcy on this debt?  Or my house was foreclosed, and there is still a significant balance shown on my credit report, do I have to file bankruptcy? 1. An account that has been written off, does

A Bankruptcy Attorney’s Day at Chapter 13 Confirmation Hearing